On average, replacing a damaged windshield of your car may cost you between $200 - $400. The cost may increase if you own an expensive car. Knowing whether your car insurance coverage includes windshield replacement can be helpful. This blog provides you with relevant details that you need to know about your car insurance coverage vis-à-vis windshield replacement. Read on to learn more.
Depending on the cause of damage to your car's windshield, your insurance provider may cover the replacement costs if you have these in your car insurance coverage:
Your car insurance coverage covers replacement costs for a cracked or damaged windshield in the following scenarios:
The comprehensive insurance in your car insurance coverage may cover windshield damage caused by:
If you have collision insurance in your car insurance coverage, damage to the car's windshield may be covered if a collision with another moving vehicle or a stationary object causes it.
The third-party's liability coverage may cover the costs and include:
However, if the responsible party carries insufficient or no insurance, you may cover the expenses with uninsured or underinsured motorist insurance in your car insurance coverage.
Filing a windshield replacement insurance claim may benefit you only if the deductible is considerably less than the replacement cost. Otherwise, besides receiving negligible or no compensation, it may result in an increased premium instead.
The repair or replacement cost of the windshield may depend on several factors, such as:
The type of claim determines whether it affects insurance rates. Let's see how.
You must take the following steps to file the claim:
Benefit from our team's expertise and experience at Ellis Jean Insurance. Keep your vehicle secure with car insurance solutions from our professionals. Contact us today to get started. You can also call us at (512) 893-5727 for further assistance.